VML Insurance: Employee Benefits

Medical
Preferred Provider Organizations (PPO)
Health Maintenance Organizations (HMO)
Point-of-Service (POS)
Indemnity
Traditional

Dental
Preferred Provider Organizations (PPO)
Dental Health Maintenance Organizations (DHMO)
Indemnity
Self Funded

Vision
Preferred Provider Organizations (PPO)
Discount Plans
Indemnity

Disability
Short Term
Long Term

Life
Term Life
Dependent Life
Key Person Life (individual buy/sell)
Travel Accident
Accidental Death & Dismemberment (AD&D)

Tax Free Benefits

Health Reimbursement Arrangement (HRA)

Felxible Spending Account (FSA)

Premium Only Plans (POP)

Dependent Day Care

Medical Reimbursement Arrangement (MRA)

Voluntary Programs

Dental

Life

Accidental Death & Dismemberment

Vision

Short Term Disability

Long Term Disability

Long Term Care

Accident

Cancer

Critical Illness

Home: Products & Services: Employee Benefits

Employee Benefits

As your employee benefit specialist, VML is committed to protecting our clients by providing quality insurance products and benefits, plus sound advice delivered with exceptional service - all at an affordable price. See below for what we offer.

Group Medical Plans

Whether you have a small one employee business or a large company engaged in a variety of different operations. We have the right tools to serve your group medical plan needs.

Retirement Planning

We offer various options for retirement planning. It's never too early to start planning for retirement:

401(k) Plans
Profit Sharing
Individual Retirement Account (IRA)
Simplified Employee Pension (SEP)
403(b)