Protect Your Home and Your Belongings
Homeowners Insurance
Homeowners Insurance is a comprehensive policy that provides coverage on your home, detached structures such as a garage or shed, your personal belongings such as furniture and clothing, loss of use if your home becomes uninhabitable due to a covered claim as well as personal liability protection for bodily injury or property damage to others if you or your family are held responsible.
Types of Coverage
Your policy may also provide other optional coverages such as replacement cost coverage on your dwelling and/or contents, personal articles floater for valuable items, water backup & identity theft. Items such as pleasure boats and recreational vehicles can also be added to your policy.
Flood damage is NOT covered under a homeowners policy, but can be purchased as a separate policy for both your home and contents.
Condominium Insurance
Condominium Insurance is like a homeowners policy without the dwelling coverage that would be covered under your condo association’s master policy. Other coverages you would want to purchase include loss assessment coverage, additions and alterations, coverage for other structures, if needed. Please refer to your condo association’s master policy to determine the coverages your policy will need to include.
Request a Quote
Our insurance professionals are here to assist and are committed to protecting our clients by providing quality insurance products and benefits plus sound advice delivered with exceptional service.
If you are in need of homeowners or condominium insurance, please contact us today at 616.949.4250 or feel free to request a quote.
